Third Party Payments

Afterpay is a tap away.

Pay in 4 interest-free installments. Budget your spending. Earn rewards when you shop. Get everything you need now. Shop with Swanky Bella Boutique, online.

Pay over six weeks. Make the first payment upfront and the rest over time. Always interest-free when you pay it in 4. No fees when you pay on time. Afterpay will send you reminders and cap late payments to help you get back on track.

 How does Afterpay work?

Simply shop with Swanky Bella Boutique and choose Afterpay as your payment method at checkout. First-time customers will need to create an Afterpay account (with instant approval decision) and returning customers will simply log in to make their purchase. At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise, Afterpay will automatically process payments on the due dates, as outlined on your payment schedule.

I want to shop - how do I sign up?

You don't need to register prior to making your first Afterpay purchase. When you are making a purchase simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase. 

Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.

I'm not receiving the SMS Verification Code when signing up.
If you are having issues receiving our SMS verification code, please try the following:
  1. Refresh the connection in between the handset and carrier by restarting your handset and removing and reinserting your SIM card.
  2. If you are still unable to receive the message, you will need to contact your carrier as your may have short code blocking enabled.
  3. If you are still not receiving the SMS verification code, you will need to contact Message Media (our SMS provider) to notify them that you would like to be removed from the “Opt-out” list and provide your:
  • Name
  • Phone number
  • Statement confirming that you would like to be removed from the global opt out list
  • Feel free to give them a call at: 1 866 751 8337 or shoot them an email at: support@messagemedia.com.au
Once confirmed, please try the verification process again to finish your account set up.
When will my first payment be taken?
You will more than likely pay the first installment of the purchase price at the time you place the order.  If you have been shopping with Afterpay for some time and have a really good repayment history.  You may find that we defer taking the first payment until 2 weeks after you make your purchase. In all cases you will be notified on screen if the first payment is due there and then or if it will be deferred by 2 weeks.
First payment higher than the other three?
For some purchases, if your total order amount exceeds your Afterpay approved-spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the installments are split before you pay.

Is there a cost for using Installments by Afterpay?
Installments by Afterpay is a free service offered by retailers to shoppers - there are no upfront fees charged or any interest incurred.
The only fees that may be incurred by shoppers are late fees if your scheduled payments are unsuccessfully processed. After being notified, you must login to your Afterpay account to make your payment via a different method. Late fees for shoppers in the USA are capped at 25% of the order value. 
*Please note our minimum spend is $35*

Is Afterpay safe and secure?
We understand how important security is so we ensure that your personal information is protected. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organization.
PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive credit card information and data. This is the highest level of security in the payment industry. 

When will my order ship if I pay with Afterpay?
Your order ships ASAP in 2-3 business days.
Can I call and speak to someone at Afterpay?
Afterpay is available online 7 days a week in the USA 7 am – 7 pm CST at 1-855-289-6014.
If I make a return and still have remaining Afterpay installments will I receive a refund?
Installments will still be due to Afterpay and you will receive a store credit from us. 
Please read the terms HERE.

 Shop Pay Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.


 Payment plans

Purchases between $50 USD to $20,000 USD are eligible for Shop Pay Installments, with options to:


 Pay in 4 for purchases $50 to $999

  • Interest-free payments every 2 weeks
  • No impact to your credit score                                                                         
  • Pay monthly for purchases $150 to $20,000
  • 3, 6, or 12-month terms
  • Rates from 0-36% APR
  • No impact to your credit score to apply
  • Eligibility requirements and credit score

You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

Note: To use Shop Pay Installments you need a US shipping address.

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

Disclosure

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.